If you are a low-income individual with a disability and live in Oregon, you may qualify for Supplemental Security Income (SSI). SSI is a federal program administered by the Social Security Administration (SSA) that provides monthly payments to help cover basic living expenses. It’s different from SSDI, which requires a work history — SSI is based on financial need, not work credits.
Here’s a step-by-step guide to help you apply for SSI benefits in Oregon.
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Step 1: Understand the Basic Eligibility Requirements for SSI
To qualify for SSI in Oregon, you must:
- Be disabled, blind, or 65 or older
- Have limited income and few resources
- In 2025, countable resources must be under $2,000 for individuals or $3,000 for couples
- Be a U.S. citizen or qualified non-citizen
- Reside in the United States (and Oregon)
Disability Definition: You must have a physical or mental condition that prevents you from working and is expected to last at least 12 months or result in death.
Step 2: Prepare the Required Documentation
Before applying, gather the following information:
- Medical records (doctor’s notes, test results, hospital reports)
- Identification (birth certificate, Social Security card)
- Income documentation (pay stubs, benefits received, alimony, etc.)
- Bank statements and documents showing your financial resources
- Housing situation and living arrangements
- Contact info for healthcare providers
Having this information ready will speed up the application process and help you avoid delays.
Step 3: Apply for SSI
There are three ways to apply for SSI in Oregon:
Online
- Go to www.ssa.gov/ssi
- You can start the application for adults or request an appointment
By Phone
- Call 1-800-772-1213 (TTY: 1-800-325-0778)
- You can apply over the phone or schedule a phone appointment
In Person
- Visit your local Social Security office in Oregon
- Appointments are recommended; use the office locator to find one near you
Step 4: Cooperate With the Disability Determination Process
After you apply, your case is forwarded to Disability Determination Services (DDS) in Oregon. They will:
- Review your medical evidence
- Possibly request additional exams (called CEs or Consultative Exams)
- Contact you for clarification if needed
Tip: Stay in contact with SSA and respond to all requests for information. Keep a record of everything you send.
Step 5: Wait for a Decision
Most SSI applications take 3 to 6 months for a decision. You will receive a letter in the mail detailing whether your claim was approved or denied. If approved, the letter will explain your monthly benefit and payment start date.
Step 6: If Denied, You Can Appeal
If your application is denied, don’t give up. Many SSI claims are denied initially but won on appeal. The appeal process includes:
- Reconsideration
- Hearing with an Administrative Law Judge (ALJ)
- Appeals Council review
- Federal Court review (if needed)
Oregon-Specific Support for SSI Recipients
Oregon also offers additional support for SSI beneficiaries, including:
- Oregon State Supplement Program (SSP): A small cash benefit on top of SSI
- Oregon Health Plan (OHP): Automatic Medicaid enrollment for SSI recipients
- Food assistance, housing aid, and transportation programs through the Department of Human Services (DHS)
How Hogan Smith Can Help You
At Hogan Smith, we specialize in helping Oregonians apply for and win SSI benefits. Whether you're applying for the first time or appealing a denial, we can:
- Help you prepare and submit your application
- Ensure all medical and financial documentation is accurate and complete
- Guide you through any appeals
- Advocate for you during hearings and beyond
Contact Hogan Smith Today
Ready to apply for SSI in Oregon or need help navigating the system? Contact Hogan Smith today for a free consultation. We’re here to make sure you get the support you deserve — from application to approval.
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