1. National Average SSDI Payment in 2025

As of early 2025, the average monthly SSDI payment nationwide is approximately $1,580 per month. This figure represents the midpoint across all states and is adjusted annually to account for cost-of-living increases.

2. Average SSDI Payment in Oregon

For residents of Oregon, the average monthly SSDI payment is slightly lower than the national average, at around $1,460 per month. This reflects the general wage levels and earning histories within the state, as SSDI benefits are directly tied to how much you earned and paid into Social Security throughout your working life.

3. Why SSDI Payment Amounts Vary Between Individuals

The amount you receive from SSDI is based on your average indexed monthly earnings (AIME) over your working years. SSA uses a specific formula with bend points to calculate your Primary Insurance Amount (PIA), which is your final monthly benefit amount.

Because each person’s work history and income level are different, your benefit amount may be:

• Below average, if your lifetime earnings were lower or you worked fewer years
• Around average, if your earnings were consistent with Oregon’s median wages
• Above average or near the maximum, if you had a long career with high income and paid Social Security taxes on your full earnings

4. Maximum SSDI Benefits in 2025

The maximum SSDI payment for an individual with a high lifetime income and full work history is $4,018 per month in 2025. Very few applicants qualify for the maximum, as it requires decades of high earnings subject to Social Security taxation.

5. What This Means for Your Situation

Knowing the average SSDI payment in Oregon helps you understand what to expect:

• If your work history and income were average for the state, you can anticipate a monthly benefit of around $1,460.
• If you earned below Oregon’s average wage, your benefit will be lower.
• If you earned well above average, your payment will be higher, up to the SSA maximum.

Remember, SSDI benefit amounts are not determined by your medical condition itself, but rather by your earnings record and contributions to Social Security over time.