Step 1: Know Which Program You Qualify For

• SSDI is for people who have a work history and have paid Social Security taxes.
• SSI is needs-based and doesn’t require a work history but focuses on income and resources.

You may qualify for one or both. Determining eligibility early can save time and reduce errors on your application.

Step 2: Gather Strong Medical Evidence

The most important part of your application is your medical documentation. The Social Security Administration (SSA) needs proof that your condition:

• Is severe enough to prevent you from working, and
• Has lasted or is expected to last at least 12 months or result in death.

Make sure to:

• Keep regular appointments with your doctors
• Request complete medical records
• Ask your provider for a detailed statement on how your condition affects your ability to work
• Include any specialist evaluations

Step 3: Apply the Best Way—Online, In-Person, or by Phone

For Oregon residents, here are your options:

• Online: Visit www.ssa.gov to apply. This is often the quickest and most convenient way.
• By phone: Call 1-800-772-1213 to apply over the phone or schedule an appointment.
• In-person: Visit a local Social Security office.

Tip: Start with the online application, then follow up by phone or in person if you need help.

Step 4: Fill Out the Application Accurately

Be thorough and honest. Provide:

• A full work history
• Complete medical history and provider contact info
• Details about how your condition affects your daily life

Incomplete or inaccurate information is a common reason for denial.

Step 5: Track Your Application

After applying:

• Create a “my Social Security” account to check your status
• Respond to any SSA requests for more information or medical evaluations quickly
• Keep copies of everything you submit