Step 1: Determine Your Eligibility

Before applying, ensure that you meet the eligibility criteria for SSDI or SSI.

• SSDI: To qualify for SSDI, you must have worked for a certain number of years and paid into the Social Security system through payroll taxes. You must also have a medical condition that prevents you from working for at least 12 months or is expected to result in death.
• SSI: SSI is a needs-based program for individuals with limited income and resources. It doesn’t require a work history, but you must be disabled, blind, or aged 65 or older. SSI is designed to help those who have financial need in addition to a qualifying disability.

Step 2: Gather the Necessary Documentation

To support your claim, you will need to gather important documents, including:

• Medical records: These documents should outline the diagnosis, severity, and treatment of your condition. This includes your doctor’s notes, lab results, hospital records, and any relevant test results.
• Work history: For SSDI, you’ll need to provide records of your work history and earnings, such as W-2 forms or tax returns. This shows that you’ve paid into the Social Security system.
• Personal information: You’ll also need to provide your Social Security number, birth certificate, and information on any income or resources (for SSI claims).

Step 3: Apply for Disability Benefits

You can apply for disability benefits in Oregon in several ways. Choose the method that works best for you:

Online Application:

• For SSDI, you can apply online through the SSA’s website at www.ssa.gov. The online application is convenient and can be completed from the comfort of your home.
• For SSI, you can also apply online for children and adults. However, certain cases may require an in-person or phone application.

Apply by Phone:

• Call the SSA at 1-800-772-1213 to apply over the phone. The SSA will help guide you through the application process, and you can ask questions if needed.

Apply In Person:

• If you prefer, you can visit your local SSA office to apply in person. You can find the nearest SSA office in Oregon by using the SSA office locator on their website.

Step 4: Complete the Application Thoroughly

When filling out the application, ensure that all sections are complete and accurate. You will be asked to provide information about:

• Your medical condition: Describe the condition that is disabling you and how it affects your ability to perform work-related tasks.
• Your work history (for SSDI applicants): List your jobs and earnings for the past 10 years.
• Your daily activities: The SSA wants to understand how your disability affects your ability to carry out everyday tasks.

Be honest and as detailed as possible, as this information is crucial for the SSA to make an accurate decision on your claim.

Step 5: Wait for a Decision

After submitting your application, the SSA will review your case. This process typically takes 3 to 5 months, but it can sometimes take longer. During this time, the SSA may ask for additional medical records or information from your healthcare providers.

If the SSA determines that you meet the qualifications for disability, they will approve your application and begin the process of awarding benefits.

Step 6: Respond to Any Requests for Additional Information

The SSA may request additional documentation or information to support your claim. It’s important to respond to these requests as quickly as possible to avoid delays in the decision-making process. The SSA may contact you for more medical records, updated work history, or additional evidence to substantiate your claim.

Step 7: Appeal a Denial (If Necessary)

It’s not uncommon for disability claims to be denied, even if you have a valid case. If your claim is denied, don’t lose hope—you have the right to appeal the decision. The first step in the appeal process is requesting a reconsideration, which means that a different person will review your claim. If reconsideration is denied, you can request a hearing before an Administrative Law Judge (ALJ).



It’s important to be prepared during the appeals process, as the chances of success increase with strong medical evidence and representation.